Annuities are stuck in the doldrums.

If you want to monitor the trend for annuities just look at the yield gilts. It is simple, if yields rise so do annuities and vice versa.…

Planning ahead for retirement

In the past, it was probably only those specialising in retirement income planning who needed to lift the bonnet and look inside at the mechanics of drawdown and understand how all the moving parts fitted together. Today, all advisers need to become drawdown mechanics…

Five funds that will pay your pension - Telegraph

Annuity rates are rising - which is good news for retirees who are prepared to swap a lump sum for an income paid for life.But the rates are still poor in comparison to other returns.…

Spring budget 2017 and annuity trends

It was three years ago, in the March 2014 budget speech that George Osborne's declared "no one will have to buy an annuity”. Since then annuities have become more unpopular and sales have fallen significantly…

Rules or discretion?

In such an uncertain world, working out how best to convert a pension pot into income is one of the most complex areas of financial planning. It is made even more complicated thanks to the many behavioural and technical issues to consider. So how do advisers work out the advice they give to clients?…

Mapping your retirement journey

Retirement isn’t the end – it’s just another beginning. Join us as we explore the highways and byways of retirement income planning with our trusty guide…

Pension planning in an uncertain world

How can you plan your income for the next twenty-five years or more when you don’t know what next week will bring? What price security in such a fast-changing world? Pensions expert Billy Burrows returns with insights to help you take back control.…

Looking ahead in 2017

Looking ahead in 2017This year I will be looking at the changing nature of the retirement income market. There are some big topics to get our minds around including;the role of robo-advicesustainable…