Brexit-glass half full or half empty

It is important to ask ourselves, and our clients, if we think the Brexit glass is half full or half empty because this will influence our approach to retirement advice…

Annuities are stuck in the doldrums.

If you want to monitor the trend for annuities just look at the yield gilts. It is simple, if yields rise so do annuities and vice versa.…

Spring budget 2017 and annuity trends

It was three years ago, in the March 2014 budget speech that George Osborne's declared "no one will have to buy an annuity”. Since then annuities have become more unpopular and sales have fallen significantly…

Pension planning in an uncertain world

How can you plan your income for the next twenty-five years or more when you don’t know what next week will bring? What price security in such a fast-changing world? Pensions expert Billy Burrows returns with insights to help you take back control.…

Looking ahead in 2017

Looking ahead in 2017This year I will be looking at the changing nature of the retirement income market. There are some big topics to get our minds around including;the role of robo-advicesustainable…

Will 2017 be the ‘Year of the Annuity’?

The Chinese may be celebrating the dawn of the Year of the Rooster this weekend, but could 2017 also see UK advisers and their clients celebrating the return of annuities as a as a viable alternative to pension drawdown?…

Annuity review 2016

Billy Burrows reviews the state of the annuity market in 2016 and makes his predictions for2017…