Annuities are stuck in the doldrums.

If you want to monitor the trend for annuities just look at the yield gilts. It is simple, if yields rise so do annuities and vice versa.…

Spring budget 2017 and annuity trends

It was three years ago, in the March 2014 budget speech that George Osborne's declared "no one will have to buy an annuity”. Since then annuities have become more unpopular and sales have fallen significantly…

Pension planning in an uncertain world

How can you plan your income for the next twenty-five years or more when you don’t know what next week will bring? What price security in such a fast-changing world? Pensions expert Billy Burrows returns with insights to help you take back control.…

Looking ahead in 2017

Looking ahead in 2017This year I will be looking at the changing nature of the retirement income market. There are some big topics to get our minds around including;the role of robo-advicesustainable…

Will 2017 be the ‘Year of the Annuity’?

The Chinese may be celebrating the dawn of the Year of the Rooster this weekend, but could 2017 also see UK advisers and their clients celebrating the return of annuities as a as a viable alternative to pension drawdown?…

Annuity review 2016

Billy Burrows reviews the state of the annuity market in 2016 and makes his predictions for2017…

Mind the annuity gap

The OECD has just published its Pensions Outlook 2016 and it is essential reading. There are several things that jump out of the pages; first is the importance of financial advice and the need to fill the advice gap and second is the importance of annuities.…

Can annuities survive yet another setback?

What a state the annuity market is in. Rates are still at low levels, we have had a disappointing outcome from the FCA’s enhanced annuity review and now a U-turn on the secondary market. The demise of the annuity was signalled back in 2014 when then-chancellor George Osborne delivered his infamous Budget speech. However, the seeds of discontent were sown in the years before, with the growth in non-advised annuity sales.…