Planning ahead for retirement

In the past, it was probably only those specialising in retirement income planning who needed to lift the bonnet and look inside at the mechanics of drawdown and understand how all the moving parts fitted together. Today, all advisers need to become drawdown mechanics…

Pension planning in an uncertain world

How can you plan your income for the next twenty-five years or more when you don’t know what next week will bring? What price security in such a fast-changing world? Pensions expert Billy Burrows returns with insights to help you take back control.…

Q and A with William Burrows

Following the announcement that William Burrows has re-established his advice business and his specialist annuity and drawdown website - retirement-iq.co.uk, he asks himself some questions…

Six questions to ask your adviser about drawdown

According to data from trade body the Association of British Insurers (ABI), many people have turned to flexible income drawdown retirement products since then, with £1.48bn invested into drawdown during the first quarter of 2016. These policies are so named because your money remains invested while you draw down a portion of the income. But a statement from the ABI also warned: “There are signs a minority may be withdrawing too much too soon, and at rates that would see their money run out in a decade or less”.…

Drawdown or annuity? Crunching the numbers

If you’re approaching retirement, you’d probably love to know the answer to that one. And that (unfortunately!) means looking at some numbers.…